I’ve been messing around with this thing called a “Lexington score” lately, and let me tell you, it’s been a bit of a journey. I thought I’d share what I’ve been up to, ’cause why not, right?
So, I first heard about this whole Lexington score thing when I was looking into ways to, you know, see how good I was with money and stuff. It’s like a number they give you, kinda like a grade in school, but for grown-ups and their cash. I started digging around to figure out what it was all about.
Turns out, this score is a big deal if you want to do things like borrow money or get a credit card. It’s all based on how you’ve handled money in the past – like, did you pay your bills on time, how much you owe, and how long you’ve had credit and all that. These scores go from 300 to 850. I found out that the higher your score, the better.
Here’s the breakdown of what I did:
- Started looking around: I started searching for stuff online and reading some blog posts. I found out that this Lexington thing is all about helping people clean up their credit reports.
- Figured out what makes up the score: This was the fun part. I found out that paying bills on time is like 35% of the score, and how much you owe is another 30%. Then there’s your credit history, any new credit you got, and the different types of credit you have. It’s a whole mix of things.
- Tried to find my score: To see where I stood, I tried to find out what my own credit score was. I got it by myself from the internet. The score was not that good.
- Started to use the Lexington Law: I made a phone call to them and had a free consultation. I found the score was improved a little bit.
- Checked again and celebrated (a little): After a bit, I checked my score again. It went up. Not a ton, but hey, it’s something, right? I was pretty happy ’cause it showed I was on the right track.
This whole Lexington score thing is like a game, almost. You gotta know the rules to play it right. I’m still learning, but it’s been kinda cool to see how all this stuff works. I’m no expert, but I’m getting there, one step at a time.
